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Furthermore, clients for this kind of plan can have serious lawful or criminal backgrounds. It is essential to note that various carriers use an array of concern ages on their assured problem policies as low as age 40 or as high as age 80 - funeral insurance companies. Some will additionally offer higher stated value, approximately $40,000, and others will certainly enable better survivor benefit conditions by boosting the rate of interest with the return of costs or lessening the variety of years up until a full fatality benefit is available